中小企业融资困境研究-以青岛金王应用化学股份有限公司为例

本科论文关键词：中小企业：融资：发展AbstractToday,China's rapid economic development provides a good platform for many SMEsto emerge.Among them,the role played by small and medium-sized enterprises can not beunderestimated,but also for the promotion of our national economy to make a lot ofcontributions.SMEs are currently an important part of our economy,and the status of thesmall and medium-sized enterprises is getting higher and higher But under the new normaleconomic condition,China's economic situation has become more complex,the developmentof small and medium enterprises has become more difficult,and the living environment isvery complex.Although our government and relevant departments have issued and issuedsome relevant policies to support SMEs,the development of SMEs is still limited.Today,financing SMEs has become an important issue in its training and development.Small andmedium-sized businesses will make their own money early on,but will accumulate less,somany companies will choose funding first.But the financing channel is few,the financingcost is high and so on the question has also brought many pressures to the small andmedium-sized enterprise.In the face of this phenomenon of financing difficulties we canunderstand the analysis of the relevant problems of enterprises will solve the problem.Increase the prosperity of small and medium-sized enterprises,thus promoting the rapiddevelopment of the national economy.This article mainly by the way of Literature Review,taking Qingdao Jinwang AppliedChemistry Co.,Ltd.as an example,to launch a series of research on the financing of smes.Summarize the financing difficulties of small and medium-sized enterprises there are threemain problems:First,narrow financing channels.Second,High financing costs.Third,thestrength of the enterprise itself is weak.And put forward the corresponding solutions:First,tobroaden the financing channels.Second,Improving the financial service system for small andmedium-sized enterprises.Third,Establishing a guaranty system for small and medium-sizedenterprises.Fourth,Improving the overall quality of enterprises.Keywords:Small and medium-sized enterprises;financing;Development