小微企业融资问题的研究

AbstractAt present,China's small and micro-enterprises are in a high-speed developmentzone,but the funds of small and micro-enterprises have become a developmentdilemma.At this time,they need the help of loans.However,the high credit standardsof banks are not suitable for small and micro-enterprises,other multi-party financialinstitutions also have a relatively high threshold for small and micro enterprises,which is not suitable for today's small and micro enterprises,combining the domesticand foreign research findings,this paper analyzes the financing problems of small andmicro enterprises from different angles,reasonably analyzes their concerns and needs,and analyzes the collected data,and puts forward a series of useful suggestions.Hopefor our country small and micro enterprise development,in order to promote ourcountry economy reasonable increase a strength.Key words:Small and micro enterprises:credit;financing:risk