中国农村金融可持续发展问题浅析

AbstractThe development of rural finance in China started late,but due to its own certain scale and goodreputation,there will be a substantial reform in the next few years.The current system should alsobe further improved at the current stage.However,with the continuous development of China 'srural finance,the large scale,wide influence and long time faced in its development practice arebecoming increasingly prominent.How to deeply implement the sustainable development of China's rural finance has become a new problem in this century.In order to solve the above problems,weshould start from the focus and roots of developing Chinese rural finance,firstly,introduce the basictheories and technology of developing Chinese rural finance in detail,including the concept of ruralfinance,the characteristics of rural finance,and the main role of developing rural finance.Secondly,the analysis of the sustainable development of rural financial institutions,mainly from the ruraltypes of rural financial institutions,summarizes the current rural financial institutions in the processof development,and further explore the deep causes of these problems.After analyzing the currentfinancial development in rural areas,it summarizes the problems faced by China in the process ofrealizing the healthy and sustainable development of rural finance in recent years,including theinternal rural financial control mechanism and external risk compensation mechanism and supplysystem are not perfect,and the development of rural financial services is unbalanced.Finally,based on the sustainable development of rural finance in China in the future,China should establishperfect financial service system,launch diversified financial products,understand the financialneeds of rural residents,develop the preferential policies to strengthen agriculture,establishagricultural insurance system,strengthen the allocation of rural financial resources,expand ruralsustainable market,further improve financial services and products to meet the different types offinancial needs in rural areas and meet the needs of rural financial sustainable development.[Key words Rural Finance;Rural Financial System:Sustainable Development