商业健康险发展中存在的问题及对策分析

AbstractWith the development of China's economy and the continuous improvement ofpeople's living standards,people's awareness of health is graduallystrengthened.Commercial health insurance is a kind of guarantee for people.It cannot only compensate the insurer,reduce the economic pressure but also improvepeople's health concept making people pay more attention to health.This paper firstoutlines the definition,function and current situation of China's commercial healthinsurance,then analyzes the problems existing in the development of commercialhealth insurance,analyzes the causes of the existing problems ,and puts forwardcorresponding suggestions for the problems,so as to seize the opportunity andconstantly improve the strength of commercial health insurance,hoping to achievethe sustainable development of China's commercial health insurance.Key words Commercial health insurance health;insurance.