我国金融监管体制存在的问题以及对策研究

我国金融监管体制存在的问题以及对策研究摘要：金融业做为社会经济主体行业，我国经济的稳定发展离不开金融业的高速发展。因而，要保持良好金融体系与此同时维持在我国金融发展水准，搞好金融体系监管尤为重要。金融业一旦出现难题，金融体系监管所起到的作用显得尤为重要，金融体系监管能有效防止金融风暴的产生。因而，完备的金融体系监管体制是执行金融体系监管的主要前提条件，充分发挥金融体系监管的相关工作离不开金融体系监管体制。文中关键分析了我国现阶段金融体系监管体制的发展状况，国内外先人科学研究的前提下，掌握世界各国不同阶段金融体系监管体制的发展状况，参考在其中积累的经验，并汲取在其中能够实践活动内容，充分了解和认识我国基本国情的前提下，充分考虑在我国金融体系监管体制存有的不利条件，分析了各个阶段在我国金融体系监管体制背景，进而逐渐分析了中国金融体系监管的发展方向和情况，找到了中国金融体系监管体制现况里的问题，最终给出了解决问题防范措施。关键词：金融监管：监管体制：法律体制Research on the Problems and Countermeasures ofChina's Financial Supervision SystemAbstract:As the main industry of social economy,the financial industrycannot develop stably without the rapid development of the financial industry.Therefore,to maintain a good financial system while maintaining the level offinancial development in China,it is particularly important to do a good job infinancial system supervision.Once there are problems in the financial industry,the role played by the financial system supervision is particularly important.The financial system supervision can effectively prevent the occurrence offinancial storms.Therefore,a complete financial system supervision system isthe main prerequisite for the implementation of financial system supervision,and the financial system supervision system is indispensable to give full play tothe relevant work of financial system supervision.The paper critically analyzesthe development of China's financial system supervision system at the currentstage.On the premise of scientific research by predecessors at home andabroad,the author has grasped the development of financial systemsupervision systems at different stages in the world,referred to the experienceaccumulated therein,learned from the contents of practical activities,fullyunderstood and understood China's basic national conditions,and fullyconsidered the adverse conditions existing in China's financial systemsupervision system,This paper analyzes the background of the financialsystem supervision system in China at various stages,and then graduallyanalyzes the development direction and situation of the financial systemsupervision in China,finds out the problems in the current situation of thefinancial system supervision system in China,and finally givesthe preventive measures to solve the problems.Keywords:Financial supervision;Regulatory system;Legal system目录一、结论，a4 BA55588558a8a4a4a4aa4n441111114n1a14a4a441ae(一)研究背景和意义1.背景分析-12.本课题的研究意义"1-(二)文献综述-2-二、我国金融监管体制的发展状况2-(一)金融监管体制的定义和类型2-(二)我国金融监管体制的发展过程3-(三)我国金融监管体制的现状分析…-3-三、我国金融监管体制面临的问题..-5-(一)金融监管机构缺乏协调性.-5-(二)金融监管法律体制不完普.-5-(三)三会监管导致金融机构间缺乏协调…-5(四)监管范围手段有限，内控制度不完善…-6四、完善我国金融监管体制的对策.…(一)提升金融监管机构的协调性..-6(二)对金融监管法律体制的改进.-6-(三)全面构建我国金融监管体系、建立监管机构的协调机制-7(四)增强央行三会的整体职能、分业机构监管向功能监管转型…-7参考文献…-8-