互联网金融对商业银行的影响研究——以蚂蚁金服为例

TitleResearch on the Impact of Internet Finance onCommercial Banks--Take Ant Gold as an exampleAbstractIn recent years,Internet technology has been rapidly popularized andwidely used in China.With the rapid development of e-commerce,theInternet finance industry has been growing in China.With its rich anddiverse financial products and efficient,convenient and high-qualityfinancial services,it has been favored by the public and has become anemerging force that cannot be underestimated in the financial industry.The rise of Internet finance has broken the monopoly of traditionalcommercial banks in China's financial industry,and has had a great impacton traditional commercial banks.This paper studies the impact of Internetfinance on commercial banks in all aspects,and proposes correspondingimprovement strategies to respond to the impact of Internet finance,soas to promote the stable development of traditional commercial banks.Key words online finance Commercial banks Impact study