平安保险集团股份有限公司财务风险控制研究

本科论文AbstractIn 1988,China's first joint-stock insurance company was established,whichis China Ping An Insurance Co.,Ltd.the research object of this paper is ChinaPing An Insurance Co.,Ltd.Based on the research results of financial riskcontrol theory and practice of domestic and foreign enterprises,this papermakes an in-depth analysis of the company's main business,customer operation,capital structure,cash flow,etc.This paper finds out the hidden risks infinancing,investment,underwriting and other business links of Ping An,andputs forward corresponding suggestions.The most important feature of insuranceis to transfer potential loss to the future.Therefore,Ping An of China musthave a long-term risk awareness.In order to improve the core competitivenessof the market,China Ping An should transform the risk into the opportunityaccording to the relevant theories.In recent years,Ping An has always operatedin a more radical,high-risk and high-yield way.Although many outstandingachievements have been made,there are also high financial risks in theoperation process.Therefore,Ping An of China should keep a high degree ofvigilance against financial risks and enhance its awareness of prevention.Through the in-depth analysis of the financial risk of Ping An,I believe thatthe company should have targeted financial risk control on financing,investment,insurance and other aspects.In addition,due to the continuousrevision of relevant national laws and regulations and the irregular changeof market supply and demand,Ping An will face greater opportunities.Therefore,Ping An should actively comply with the national laws and regulations and marketchanges,and constantly improve its own risk control measures,so as to maintainthe sustainable development in the fierce market competition.Key words:Ping An,China;financial risk;risk control