人民币国际化利弊分析

人民币国际化利弊分析摘要在国社会经济迅速发展的背景之下，我国与外界之间的交流更加深入和频繁，在近几年来我国提出了要大力发展“一带一路”，这一战略的提出，进一步加深了我国的对外开放程度，而在这一背景之下，我国要实现人民币国际化的目标，才能够有效的提高我国在国际当中的地位和影响力，促进我国在国际市场当中的发展，对此，我国需要明确以下几个问题，即人民币国际化的条件又有哪些，我们应如何走出一条属于中国的人民币国际化之路，这些问题值得我们细细思索。本文基于文献研究方法和比较研究方法，对人民币国际化的利弊之处进行了详细的分析：并对比分析了日元、欧元两大国际货币国际化的不足之处和成功经验，从而探索出这两种货币对于人民币国际化的启示。本文将从以下几个方面进行分析：第一，阐述了人民币国际化的概念，并且结合目前我国人民币国际化发展的实际情况进行分析，为下文的论述奠定了基础。第二，结合国际货币基金组织所给出的三大特征，总结人民币要国际化所需的几个基本条件，只有具备了这些条件，人民币才能得到有效国际化。第三，从宏观和微观方面分析人民币国际化所带来的益处和弊端，了解货币国际化对国家政策及对人们生活的影响。第四，通过比较分析，了解日元、欧元国际化的历程和出现的问题，与我国政治、经济背景做对比，取其精华去其糟粕，总结出适用于我国货币国际化的经验。[关键词]人民币国际化利弊分析国际化货币“一带一路”Analysis on the Advantages and Disadvantages of RMBInternationalizationAbstractWith the continuous enhancement of China's economic strength and the furtherdeepening of opening up,under the background of "one belt and one road",how toaccelerate the internationalization of RMB has become a hot issue of widespreadconcern at home and abroad.What are the advantages and disadvantages of RMBinternationalization for China's development?What are the conditions for RMBinternationalization?How should we find a way of RMB internationalization thatbelongs to China?These issues deserve our careful consideration.Based on the literature research method and comparative research method,thispaper makes a detailed analysis of the advantages and disadvantages of RMBinternationalization,and makes a comparative analysis of the shortcomings andsuccessful experiences of the internationalization of two major internationalcurrencies,the yen and the euro,so as to explore the enlightenment of these twocurrencies for RMB internationalization.This article will analyze from the followingaspects:Firstly,the background of RMB internationalization is elaborated from the basicconnotation and development status of RMB internationalization,which lays thefoundation for the following discussion.Secondly,combined with the three characteristics given by the InternationalMonetary Fund,this paper summarizes several basic conditions for theinternationalization of RMB,only with these conditions,can the RMB be effectivelyinternationalized.Thirdly,it analyzes the advantages and disadvantages of RMBinternationalization from macro and micro aspects,and understands the impact ofcurrency internationalization on national policies and people's lives.Fourth,through comparative analysis,understand the course and problems of theinternationalization of the yen and the euro,compare with the political and economicbackground of our country,take the essence and discard the dregs,and summarize theexperience suitable for the internationalization of our currency.Key words:Internationalization of RMB Analysis of Advantages andDisadvantages International Currency The Belt and Road目录导言.…(一)选题背景和意义..(二)现有文献综述..一、人民币国际化概述..。w(一)基本内涵..(二)人民币国际化发展历程...…31.国际化进程32.人民币国际化现状.....4二、人民币国际化的条件.6(一)强大的经济实力6(二)健全的金融市场...6(三)政府的积极推动..三、人民币国际化的利弊....1(一)人民币国际化的益处..71、国际化有利于减少汇率风险…72、有利于减少我国的储备积累，增加我国铸币税收益..73、有利于建设更加稳定公平的国际货币体系.·....84、为企业、居民的交