家庭资产配置对沈阳城镇居民收入影响调查分析

家庭资产配置对沈阳城镇居民收入影响调查分析摘要随着经济快速发展，人们的经济水平逐步提高，中国城镇家庭的资产配置问题，相关因素也成为众人关注的焦点，经济学家和政府官员和学者反复打击经济的分配方面的讨论和研究的内容。与此同时，居住在我国的家庭的金融资产规模继续扩大。为了促进金融业的进一步发展，提高居民货币所有权比例，促进消费扩张，研究家庭金融资产配置的影响因素似乎尤为必要。国内学者对中国城镇家庭资产配置做了大量的研究，包括宏观经济、金融机构和家庭三个方面，随着经济的发展和提高，总资产和家庭的金融机制结构的重大改变，这一切如何分配家庭财产的进一步研究。这项研究非常重要的家庭活动的分配，以个人或家庭，其中大部分倾向于花了大量的时间和金钱选择证券或投资经理的选择，而不考虑活动分配十分重视。科学资源的分配是长期投资成功的关键因素。目前，国内和国外家庭金融资产分配的结果比较富裕，但大多数结果集中于某一特定因素对家庭金融资产分配的影响，而完整的研究相对较少或不完整。本文试图通过对目前影响家庭金融资产的结构因素的分析，从研究和理论分析两方面对研究结果进行分析，并从家庭金融资产的结构“变量”、研究方法、而不是从前三个方面的建议开始，然后理论了目前家庭内外力量对金融资产的影响因素的研究，并总结了目前研究的不足之处，最后提出了相应的措施，此外，家庭财富收入是我国城镇、地区家庭财富分配中最重要的因素，人们对中国的社会和家庭财产分配的满意程度对中国的家庭财产分配有很大的影响。如何有效地分配家庭财产，从根本上保证居民可支配收入的增值，是我国经济和社会发展的巨大动力，也具有十分重要的意义。关键词：家庭金融：资产配置；影响因素AbstractWith the rapid economic development and the gradual improvement of people'seconomic level,the asset allocation problem of Urban households in China and related factorshave become the focus of public attention,economists and government officials and scholarsrepeatedly hit the economic distribution of the discussion and research content.At the sametime,the financial assets of households living in our country continue to expand.In order topromote the further development of financial industry,improve the proportion of residents'money ownership and promote the expansion of consumption,it seems particularly necessaryto study the influencing factors of household financial asset allocation.Domestic scholarshave done a lot of research on the allocation of urban household assets in China,includingmacroeconomic,financial institutions and families.With the development and improvementof economy,the total assets and the financial mechanism structure of the family have changedsignificantly,and further research on how to allocate family property.This study is very important to the allocation of family activities to individuals orfamilies,most of which tend to spend a lot of time and money choosing securities orinvestment managers,regardless of the importance of activity allocation.Allocation ofscientific resources is a key factor in long-term investment success.At present,the results ofthe distribution of household financial assets in China and abroad are relatively rich,but mostof the results focus on the influence of a specific factor on the distribution of householdfinancial assets,while the complete research is relatively few or incomplete.This article attempts through to the analysis of the factors affecting the structure of householdfinancial assets from two aspects of research and theoretical analysis,analysis of the results ofthe study,and from the structure of household financial assets "variables",research methods,instead of the former three aspects of advice,then the theory of the current family forcesinside and outside the study of the influence factors of financial assets,In addition,familywealth income is the most important factor in the distribution of family wealth in cities andtowns in China,and people's satisfaction with China's social and fa